#656: Ruling on receiving Increment on Lent Out Money
QUESTION:
“Asalam alaykum waramotullah great Brethrens..I borrowed some one an amount of money… Like #5000. So when the person wants to return the money he gave me #6000 instead without asking. The question now is that , is it an haram for me to collect that money….??
ANSWER:
Wa Alaykum Salām Warahmatullāh Wabarakātuh.
Alhamdulillāh.
Know, may Allāh be merciful upon us and you that it is Harām for any two or more persons to, at the point of borrowing and lending agree on a benefit for the lender by virtue of the mere lending of that money. This is agreed upon by the Ulamā.
They also agreed that if the borrower, of his own volition, without request from the lender, and without intent to make it an interest, chooses to add something to the amount borrowed, at the point of paying back, out good will and good doing, then there is no wrong in that.
The evidence for this is what is recorded in Sahih Muslim that once, the Rasūl – salallāhu ‘alayhi wasallam – once took from a man a young camel. Then when a herd of camels was available to the Rasūl – salallāhu ‘alayhi wasallam – he commanded Abū Rāfi’ – radiyallāhu ‘anhu – to pick from the herd what can be used to pay back man.
Abū Rāfi’ returned mentioning that there are only grown up and big camels in the herd.
The Rasūl – salallāhu ‘alayhi wasallam – commanded him to give to the man that way saying:
إن خيار الناس أحسنهم قضاء
“The best of people are those who give better while paying back.”
Imām An-Nawawī – rahimahullāh – in his Commentary of Sahih Muslim mentioned that this is of the core etiquettes.
And Allāh knows best.
Bārakallāhu Fīkum
Jazākumullāhu Khayran.
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